Welcome to Universal Financial Group, Inc.

Financial Options for Capital Equipment Investments

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Why alternatives to traditional bank financing are essential to small and medium sized businesses.

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"The Main Squeeze In The Credit Crunch As Bankers Grow Leery, Small Manufacturers Bear The Brunt"
(Business Week, February 3, 2003)

- Excerpts From the Article -

*The net percentage of banks tightening loan standards to small companies rose to nearly 20% in October, the latest month available, from about 6% in the Fed's August survey of senior loan officer.

*From Massachusetts to California, small business are having to jump through more hoops than they have in years to line up financing.

*A recent survey Kent (Wash.) Chamber of Commerce survey of about 200 small companies, for instance, found that a third reported more trouble borrowing money this year than last.

*"We're talking about companies with good technology, great market potential, but whose growth is being held back by banks tightening credit."